Dental Insurance

Dental insurance is a specific type of health cash plan that focuses solely on dental care. Most of these types of policies pay for dental treatment including crowns, root canal work, bridges and dentures, up to an agreed maximum amount per year.

If your teeth are in good health, you may also be able to take out a capitation scheme - this is where you pay a monthly fee in return for the provision of more routine dental care such as check-ups, regular treatment, X-rays and extractions.

What may not be covered
Check your plan carefully. More complex dental work such as surgery or serious dental abscesses are often excluded.

Some plans apply qualifying periods which means that they will not pay out towards any treatment that you undergo within the first few months of the policy, so shop around and make sure that you get the cover that you need.
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